죄송합니다 (joe-song-ham-ni-da) - Sorry, I apologize, It was my bad
저기요 (jo-gi-yo) - Excuse me (to get attention)
잠시만요 (jam-shi-man-yo) = 잠깐만요 (jam-kkan-man-yo) - Just a second (to pass through a crowd)

이에요 (i-ye-yo) / 예요 (ye-yo) - to be (is)
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물이에요 - It's water
학교예요 - It's a school
뭐예요? - What is it?